{"id":2446,"date":"2020-10-28T22:10:34","date_gmt":"2020-10-28T22:10:34","guid":{"rendered":"http:\/\/www.happycyclist.org\/?p=2446"},"modified":"2020-10-28T22:10:34","modified_gmt":"2020-10-28T22:10:34","slug":"insurance-myth","status":"publish","type":"post","link":"https:\/\/happycyclist.grahamecooper.com\/?p=2446","title":{"rendered":"Myth: \u201cCyclists should have insurance.\u201d"},"content":{"rendered":"\n

In fact, most people who live in a house that is insured probably are covered by personal liability insurance, which includes damage caused whilst cycling. Such insurance is extremely cheap because cycling is an extremely low-risk activity. For example, the personal liability part of my house insurance covers anyone in the house up to \u00a32 million, and I get \u00a310 million of cover thrown in free with my CyclingUK membership.<\/p>\n\n\n\n

People who don’t have such insurance would need to be pursued through the courts just like anyone else who causes damage – whilst carrying a ladder, for example. Motor vehicles, on the other hand, are required to be insured because they bring such a massive risk to the public:<\/p>\n\n\n\n

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When we see someone on a bicycle causing damage like this, perhaps we can talk about cycling insurance.<\/figcaption><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"

In fact, most people who live in a house that is insured probably are covered by personal liability insurance, which includes damage caused whilst cycling. Such insurance is extremely cheap because cycling is an extremely low-risk activity. For example, the … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":2431,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-2446","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-myths"],"jetpack_featured_media_url":"","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=\/wp\/v2\/posts\/2446","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2446"}],"version-history":[{"count":0,"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=\/wp\/v2\/posts\/2446\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=\/"}],"wp:attachment":[{"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2446"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2446"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/happycyclist.grahamecooper.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2446"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}